Cari PelayoIf you’re reading this, you’re likely asking yourself: “Can I really buy a home right now?” The housing market in 2025 is layered with challenges — higher home prices in SoCal, interest rates still above historical lows, and fierce competition for first‑time buyers. But here’s the good news: you can buy, and you should try — if you approach it with the right strategy.
Cari PelayoToday’s big headline: Fed Chair Jerome Powell spoke at the Jackson Hole Economic Symposium in Wyoming—a place where the Federal Reserve gathers each year to signal future economic policy. His comments immediately moved the stock market, with major indices climbing more than 1%. But the question for us here in California is: what does this mean for housing? For months, California’s market has been leaning toward a buyer’s market—with homes sitting longer, sellers offering incentives, and builders cutting deals. Buyers, however, remain hesitant. Powell’s comments could be the turning point that shifts that hesitation into action.
Cari PelayoMeredith Whitney’s analysis isn’t about clickbait—it’s about what’s happening to everyday people. It’s not just headlines; it’s about neighbors, small businesses, seniors, and kids who can’t find affordable apartments.
Cari PelayoThe Federal Reserve sets short-term interest rates, which directly influence mortgage rates. When the Fed raises rates, borrowing becomes more expensive. When it cuts rates, borrowing becomes cheaper.